Track. Plan. Grow.
Bring order to your global wealth.
Built for the family CFO with money in more than one country. One honest picture of everything you own, in any of thirty currencies, and the life choices you can plan on it.
Free to start. No credit card.
- Stored in Zurich, processed in Frankfurt
- Swiss made and Swiss owned
- Delete your account at any time
Which of these questions is yours?
Six households at different stages of a financial life. Each one is a sample household you can open in the demo, so the person you pick here is the person you meet there.
Did you get wealthier, or did the currency just move?
Hy-Worth shows both numbers and explains the gap between them.
- Your net worth shows the exchange rate behind it: the rate, where it came from and its date.
- A missing exchange rate shows as missing. We never invent a 1:1 rate to make a total look complete.
- Each month converts at that month's rates. Your history doesn't rewrite itself because today's rate moved.
- One month's change
- CAD +21,980
- What the household built
- CAD +43,246
- What the currencies changed
- CAD −21,266
An example month from a sample household.
A plan you keep current, month by month.
- 01
A monthly balance update
Ten minutes, every account, every currency. Reminders keep the rhythm.
- 02
A recap that explains the month
What changed and why: savings, markets or currency.
- 03
An annual plan review
The 50-year projection, revisited with a year of real data behind it.
- 04
Re-run at every life event
A move, a child, a buyout offer, a parent passing. The plan absorbs it.
What Hy-Worth believes
Balances over budgets
We don't ask where every coffee went. We ask what you're worth and whether it's growing.
Life questions before features
The tool exists to answer the questions your family actually asks.
Growth and currency moves, shown apart
If the franc moved, we say so. A currency swing never passes for wealth.
Risk decided together
A family's risk profile is something to discuss together. No algorithm sets it silently.
Your data is yours
Separate from banks. Never used to upsell you. Revenue is the subscription, full stop.
From a paper route to Hy-Worth.
A winding path through earning, banking, immigration, family, global business and institutional responsibility, each chapter adding a lesson that now lives inside Hy-Worth.
Age 10: the paper route
Showing up, earning and saving taught me that discipline turns today's work into tomorrow's choices.
Winnipeg: the floating bank teller
Working across affluent and lower-income neighbourhoods showed me the difference financial literacy and good management make: stability, and worth that grows for the next generation.
Age 20: the first move abroad
A second country meant another bank account, another currency and the beginning of a financial life no single institution could see.
Six countries in fifteen years
Immigration, marriage, three children born in different countries, pensions in two systems, an LLC and property bought and sold, each reasonable decision part of a much larger system.
Institutional responsibility
Managing complex multinational businesses taught me the discipline of visible risk, governance and financial plans that stay alive. It is the same discipline it takes to run a family's finances as the family CFO.
Today: Hy-Worth
Everything learned personally and professionally, combined into one financial home for internationally mobile families.
Age 10: the paper route
Showing up, earning and saving taught me that discipline turns today's work into tomorrow's choices.
Winnipeg: the floating bank teller
Working across affluent and lower-income neighbourhoods showed me the difference financial literacy and good management make: stability, and worth that grows for the next generation.
Age 20: the first move abroad
A second country meant another bank account, another currency and the beginning of a financial life no single institution could see.
Six countries in fifteen years
Immigration, marriage, three children born in different countries, pensions in two systems, an LLC and property bought and sold, each reasonable decision part of a much larger system.
Institutional responsibility
Managing complex multinational businesses taught me the discipline of visible risk, governance and financial plans that stay alive. It is the same discipline it takes to run a family's finances as the family CFO.
Today: Hy-Worth
Everything learned personally and professionally, combined into one financial home for internationally mobile families.
Darius Hyworon · Founder, Hy-Worth
Free vs Pro — what you get
Track everything, in every currency, free forever. Upgrade to Pro for the Expert planner, bank sync and every asset class.
Free
Track your net worth in any currency.
- All 30 supported currencies, converted daily
- Net worth dashboard and history
- Up to 15 accounts
- Monthly balance entry
- Charts of your net worth and categories
- Budget tracking
- JSON data export
- Ask Hy-Worth, and checks on your data
- One company or trust, with its full ownership chart, valued into your net worth
- Holdings in one investment account, up to 10 tickers, with your return measured against a benchmark
Pro
Adds the Expert planner and bank sync.
Hover a Pro feature to see it in action
Expert planner: Monte Carlo, scenarios and tax brackets
Compare scenarios, tax brackets and Monte Carlo runs side by side.
Track · Plan · Grow
Bring order to your global wealth.
Free to start. No credit card.